Is it permissible to get life insurance for 20% at work, knowing that it is optional, unlike the remaining 80% which is mandatory according to the positive labor law in Algeria?
It is not permissible to participate in commercial insurance, which is prohibited, unless a person is forced to do so. In that case, the sin falls upon the one who compelled him. However, choosing to participate is not allowed due to the elements of (uncertainty), qimar (gambling), and (gambling). Allah (the Most High) says: "O you who have believed, indeed, intoxicants, gambling, [sacrificing to] stone altars for idols, and divining arrows are but defilement from the work of Satan, so avoid it that you may be successful." (Al-Ma'idah: 90). As for cooperative or Takaful insurance, there is no objection to participating in it voluntarily.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
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Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 117768
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy