What is the ruling on taking a loan from Al Baraka Bank or Al Salam Bank Algeria?

It is not possible to rule on dealings with the aforementioned banks and others, due to a lack of knowledge regarding their status and the nature of their financing transactions. Islamic banks do not provide interest-free loans (Qard Hasan); rather, they conduct financing transactions such as Tawarruq, which is permissible according to the majority of scholars, such as the Hanbali school of thought. We have previously clarified its Shariah guidelines in previous fatwas.