What is the ruling on one who takes a Murabaha loan from an Islamic bank? And what should he do?

The bank's method of dealing is not clear enough to rule on. If the intended "Salam loan" is "organized Salam," then some scholars have prohibited it due to its resemblance to organized Tawarruq, where procedures take place only between the client and the bank, and they consider it a deceptive practice leading to circumvention of the Sharia, while others have defended it. In conclusion, organized Salam still requires further research and rulings from Fiqh academies. It is preferable to avoid it until the doubt is removed.