Is it permissible to buy a house through the bank, where the bank pays most of the price and the borrower repays monthly installments equal to the current rent until he owns the house?

Purchasing a house or a car through a bank takes two forms: The first is permissible, which is when the bank genuinely buys the commodity and then sells it to you in installments at a higher price (Murabaha sale). The second is forbidden, which is when the bank pays the money on your behalf, and then you repay it to the bank with more than what it paid. This is an interest-based loan (Riba). A Muslim is not permitted to engage in the second form due to the prohibition of Riba.