Is it permissible to perform Hajj with money obtained by mortgaging gold, and is Zakat obligatory on mortgaged gold?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no objection to performing Hajj with borrowed money if there is sufficient gold or other assets to repay the debt in case of inability. Pledging is permissible by the Book, , and scholarly consensus for securing a debt, and gold may be used as a pledge. If the pledged gold reaches the (minimum threshold) and a year passes while it is in one's possession, becomes obligatory on it because it is fully owned.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/14999
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 14999
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy