Is it permissible to purchase a house by paying a sum of money from it to the bank as an usurious loan to its owner, knowing that this loan has no relation to the building of the house?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to buy a house from its owner, even if the remaining amount due from the buyer will be paid to the bank on behalf of the seller. This does not affect the validity of the contract nor is it considered assisting in sin. It is important to note that one should not open an account in a usurious bank when paying installments; rather, it suffices to deposit the money into the seller's account only.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/34616
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 34616
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy