Is it Islamically permissible to use a Visa card if it does not involve usurious interest and there is no usurious condition for delayed payment of administrative fees, and does the mere fact that the bank is usurious make dealing with it forbidden?

It is permissible to use a card where payment is made from the cardholder's account (a covered card) if its issuer is an Islamic bank. However, if its issuer is an interest-based bank, it is not permissible unless there is a need and no Islamic bank fulfills this need; this is because depositing money with an interest-based bank is considered strengthening it and aiding it in its falsehood.