What is the ruling on subscribing to health insurance companies if the insurance is affiliated with a professional syndicate and membership in it is mandatory?
"Health insurance is not permissible in Islam because it is based on Gharar (excessive uncertainty) and Ghabn (deception/unfairness). However, if a person is compelled to acquire it due to the laws of the land, then there is no blame upon him."
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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