Is it permissible for me to perform Hajj with money I borrowed from the bank?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no harm in performing Hajj with borrowed money if it is a good loan () free from usury (riba). However, if the loan is interest-based (ribawi), the borrower is sinful due to the presence of usury, and the contract is invalid; it must be canceled, and one must repent to Allah. Scholars have differed regarding one who performs Hajj with unlawfully acquired money. The majority of jurists hold that their Hajj is valid, though they are sinful. Imam Ahmad, however, said, "It is not sufficient (yujzi'uh)." In another narration from him, it is valid but forbidden.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/65860
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 65860
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy