Is it permissible to take a usurious loan to build a house after the occupation demolished the previous one, given that the salary is insufficient to cover rent and living expenses?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the loan is a (a benevolent loan) with no usurious increase, then there is no harm in it. However, if it is usurious, then borrowing is not permissible except in cases of extreme necessity, because usury (riba) is one of the major sins. The proof for this is what Abu Dawud narrated from Ibn Mas'ud (may Allah be pleased with him), that the Messenger of Allah (peace be upon him) "cursed the one who consumes usury, the one who feeds it, its two witnesses, and its scribe." And whoever fears Allah, He will make a way out for him and provide for him from where he does not expect.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/54621
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 54621
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy