What is the ruling of Sharia on benefiting from the apartments of employees transferring to the New Administrative Capital, the installments of which are through real estate financing by compulsion?
If the questioner means by installments that the bank pays the value of the apartment in cash and then collects it from him later at a higher price in exchange for the delay, then this is an usurious increase that is not permissible except for the one in dire necessity. Owning an apartment is not a necessity that permits dealing with usury if renting a dwelling is possible, unless the rent is so exorbitant that the person is left with insufficient funds for his essential provisions and his family.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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