Is it permissible to mortgage a house in order to acquire it, and what are the other legitimate (Shariah-compliant) ways to obtain a house in light of rising prices and the absence of Islamic banks?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no objection to a mortgage on its price with the selling party. The Islamic Fiqh Academy has deemed it permissible, and Imam Ahmad also adopted this view, differing from Ibn Hamid and Al-Shafi'i. Among the -compliant alternatives to usurious loans are: Istisna' (manufacturing contract), Murabaha (cost-plus financing), and Muntahia Bil Tamleek (leasing ending in ownership).
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/106563
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- Ftawy
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- 106563
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- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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- Read the full answer on Ftawy