Is the aforementioned transaction between the client and Al-Zaytouna Islamic Bank for purchasing a house through Murabaha, which involves the client selecting the house and determining its price, then the bank paying the earnest money and installments the remainder with a fixed profit, while the client undertakes all administrative procedures and signs both the purchase and sale contracts simultaneously, considered a Murabaha sale to a an orderer to purchase?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The transaction mentioned is a Murabaha sale to a party who orders the purchase. It appears to fulfill the required Shariah conditions for its validity. It is not problematic for the house to be mortgaged to the bank until the price is paid, nor for the client to be the one handling the delivery of the documents.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/156733
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 156733
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy