Is the aforementioned transaction between the client and Al-Zaytouna Islamic Bank for purchasing a house through Murabaha, which involves the client selecting the house and determining its price, then the bank paying the earnest money and installments the remainder with a fixed profit, while the client undertakes all administrative procedures and signs both the purchase and sale contracts simultaneously, considered a Murabaha sale to a an orderer to purchase?
The transaction mentioned is a Murabaha sale to a party who orders the purchase. It appears to fulfill the required Shariah conditions for its validity. It is not problematic for the house to be mortgaged to the bank until the price is paid, nor for the client to be the one handling the delivery of the documents.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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