What is the ruling on mandatory subscription to the governmental social security system for non-wage earners, which involves paying an annual sum and benefiting from health coverage and a retirement pension?

Social security is a type of forbidden insurance if it is commercial, and it is not permissible to subscribe to it voluntarily, as it is a form of forbidden gambling. However, whoever is forced into it may benefit from it only to the extent of what they contributed, and the sin is upon the one who compelled them.