Are the funds and returns resulting from investment certificates distributed by the state to citizens, which are invested in riba-based companies and banks, permissible (halal)? And are the salaries or purchases (such as housing and cars) derived from them permissible (halal)?
In researching the reality of nominal certificates, it was found that the state distributed the country's wealth among its people by disbursing 30,0 dinars to each family. However, it did not hand this directly to them but divided it into three parts: one part was invested in banks as interest-bearing deposits, another part in banking companies, and a third part in transportation and tourism companies. If the return from the interest-bearing bank deposits is usurious (riba), then it is not permissible to benefit from it except for the poor and needy to the extent of their need. However, what resulted from permissible companies, such as transportation and manufacturing, its return is permissible.
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