Is it permissible to borrow from banks when there is a necessity and fear of accumulating debts and losses?
Usury is one of the gravest sins, and it is forbidden to engage in it except in cases of lawful necessity. This refers to a state of extreme danger or severe hardship where there is fear of harm to oneself, one's limbs, honor, intellect, or wealth, and it permits committing a forbidden act to avert harm. If knowledgeable and pious scholars issue a (religious edict) permitting usurious dealings due to your necessity, then there is no blame upon you for following their fatwa, as the ignorant person is excused for imitating a trustworthy scholar. One must seek out what is lawful and state the true reality of their situation when asking, for the 's fatwa does not make the forbidden permissible if the reality differs from what the questioner stated. If you still have a doubt, consult a pious and specialized scholar.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/176429
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 176429
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy