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The question

What is the ruling on an investment bank purchasing shares for me at my request, then calculating an 11% interest on the amount, with the interest stopping when the shares are sold?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

If the bank deals with usury (riba), it is not permissible to deal with it, because it is an aid to sin. However, if it does not deal with usury and buys shares of companies that operate in permissible () activities, then there is no objection to dealing with it and purchasing shares through it, provided that it first owns the shares and then sells them to you (murabaha sale). It is permissible for it to take an agreed-upon profit. If the interest increases on you before selling the shares or paying off the debt, then this is explicit usury and is not permissible.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
50244
Imported
Translation status
Source text, unreviewed
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