Is it permissible to mortgage a commercial property in exchange for a monthly sum?
If the intention is to take a sum of money from a person and pay for a shop for them to benefit from for a certain period, then the money is returned and the shop is given back, this is impermissible in Islamic law. This is because it involves a loan that brings a benefit, as the owner of the money benefited from using the shop.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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