What is the ruling on going for Umrah while having a debt to the bank, knowing that it is obligatory to settle debts before Hajj or Umrah?
If the loan is interest-based (usurious), it is forbidden and a major sin. One must repent to Allah for it. However, if it is an interest-free loan (), then it is permissible.
Regarding Hajj, the preponderant opinion is that repaying debt takes precedence over Hajj, because Hajj is not obligatory for a debtor who is unable to pay. If Hajj does not conflict with debt repayment (for example, if the repayment date is delayed or the creditor is patient), then performing Hajj is permissible. For Hajj, complete ability is a condition, which includes repaying due debts and providing for one's dependents and those whose maintenance is obligatory.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/15151
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 15151
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy