What is the ruling on selling by installments when there is a difference in price between cash and installment sales, and is this considered usury? Also, is it considered usury to sell an item bought for one hundred pounds cash for one hundred and twenty pounds, as the merchant would have sold it on installments?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The first scenario: Permissible, provided that both parties agree on one of the two transactions (cash or installment) to prevent ambiguity regarding the price.
The second scenario: Permissible if the person legitimately purchases the commodity, it enters into their possession, and then they sell it to the one requesting it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/33324
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 33324
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy