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The question

What should one do regarding a car fabric warehouse valued at one and a half million Riyals, given the fear of it being damaged, and knowing that insurance is impermissible?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

The believer must take all necessary precautions to ward off harm while entrusting the matter to God. They should not be constantly plagued by fear of what might happen to them in the future, lest it compromise their belief in divine decree and destiny. Patience is obligatory regarding what God has decreed, be it good or evil, for God may test a servant to reveal the sincerity of their faith. Suhaib (may God be pleased with him) narrated that the Messenger of God (peace and blessings be upon him) said: "Wondrous is the affair of the believer, for all his affairs are good, and this is not for anyone except the believer. If prosperity overtakes him, he thanks God, and that is good for him. If adversity befalls him, he perseveres, and that is good for him." (Narrated by Muslim). It is not permissible to protect oneself from expected harm through an unlawful means, such as insurance.

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Ftawy
Original fatwa ID
40063
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