Is it permissible for the lender to receive an annual rent in exchange for the mortgagor's use of the mortgaged land, given the lender's commitment to pay the full mortgage amount upon the land's retrieval?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
The mortgagee is not permitted to benefit from the mortgaged item in exchange for the loan, because it is a loan that drew a benefit, and this is prohibited usury (riba), unless it is done through a lease contract in which the mortgagee pays the fair market rent.
Summarized from the full answer at Ftawy · imported
Read the full answer on Ftawyhttps://ftawy.com/en/questions/71268
- Source platform
- Ftawy
- Original fatwa ID
- 71268
- Imported
- Translation status
- Source text, unreviewed
- Read the full ruling
- Read the full answer on Ftawy