Is it permissible for the lender to receive an annual rent in exchange for the mortgagor's use of the mortgaged land, given the lender's commitment to pay the full mortgage amount upon the land's retrieval?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The mortgagee is not permitted to benefit from the mortgaged item in exchange for the loan, because it is a loan that drew a benefit, and this is prohibited usury (riba), unless it is done through a lease contract in which the mortgagee pays the fair market rent.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/71268
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 71268
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy