Is it permissible for an employee to take the amount allocated for health insurance for himself and cover his own treatment costs?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the amount is given as ownership in exchange for not having health insurance, then it is permissible to take it, provided that you bear your own treatment expenses. However, if the company appoints you as an agent to subscribe to insurance, then you must subscribe to a cooperative insurance company that adheres to regulations.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/121924
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 121924
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy