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The question

Is it permissible to dispose of surplus funds in my bank account, after contacting the bank three times and informing them that the amount is not mine, and they have not responded to me yet?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

If you are certain that the amount does not belong to you and its reason is not apparent, do not dispose of it. Instead, contact the bank to ascertain its source. If it was transferred to you by mistake, return it to its owner. If you cannot identify its source after searching and a year has passed, you may use it, provided you guarantee it to its owner should they appear, treating it like a lost and found item (Luqata).

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
175207
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy