What is the ruling on lending money to a person so that he may pay off the remainder of his debts to the bank, in order for him to own a house that he will then sell to me?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the lender stipulates to the borrower the sale of a house or other property within the loan contract, this is not permissible. This is due to the prohibition by the Prophet (peace be upon him) of "a sale and a loan," and because it is the stipulation of one contract within another. Generally, it is not permissible for the lender to stipulate in the loan contract a condition that brings benefit to himself. Rather, any conditions accompanying the loan must be solely for the benefit of the borrower. Any condition that leads to a benefit for someone other than the borrower invalidates the loan.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/192231
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 192231
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy