Is it permissible to purchase a house in Europe with an interest-based loan due to the absence of Islamic banks, bearing in mind the Prophet's (peace be upon him) hadith about neighbors?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no harm in purchasing a house through a permissible means, and we recommend it if possible. However, it is not permissible to buy it through usurious banks except in cases of dire necessity (ḍarūrah), and there is no such necessity in what you have mentioned. You have done well by considering the rights of the neighbor, acting upon the recommendation of the Prophet, peace and blessings be upon him: "Whoever believes in Allah and the Last Day, let him honor his neighbor."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/110180
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 110180
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy