Is using the points granted by the bank in exchange for purchases made with a credit card, which are paid off within the grace period, considered impermissible (haram)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to benefit from the points granted on credit cards if the card is free from prohibitions. As for credit cards that stipulate an increase in payment if there is a delay in repayment after a specified period, it is not permissible to use them, even if the user intends to pay on time.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/174531
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 174531
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy