What is the ruling on a lender stipulating that they receive a portion of the borrowed money as a condition for completing the loan?
The condition of taking a loan in exchange for a guarantee is forbidden, because a guarantee is an act of benevolence, not an exchange for consideration. It is not permissible to take compensation for it, as it resembles a loan that draws a benefit.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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