Is it permissible for an employee to increase the value of their subscription to the retirement insurance system in order to increase their retirement pension upon retirement, knowing that the system allows this and currently deducts 9% of the salary?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
For subscribing to the retirement insurance system, there are two forms: The first is compulsory, as practiced in government companies. There is no sin upon the employee in this, and it is considered a right that the ruler has committed to for his subjects. The second is optional, and it is stipulated therein that the insurance must be permissible cooperative insurance, not prohibited commercial insurance.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19213
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 19213
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy