Is it religiously obligatory for the sons of the guarantor to pay the loan amount to the bank to clear their deceased father's liability, instead of the sons of the original debtor?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The death of the guarantor does not invalidate the guarantee. The heirs are obligated to pay the guaranteed debt from the inheritance if the claimant demands it. It is stated in Al-Insaf by Al-Mardawi: "And the (ruling) applies whether alive or dead." If the deceased did not leave behind enough to cover the debt, then their heirs are not obligated to pay it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/148181
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 148181
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy