Is the debt of a government bank waived for the deceased if he is unable to repay it, given that debts are paid from the Muslim treasury and because the bank is subordinate to the ولي الأمر (ruler/authority), and knowing that the deceased's family is in a poor financial state?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
A Muslim must have a good intention when borrowing people's money. Whoever intends to repay his debt and then dies, Allah is his guardian. But whoever does not intend to repay it, his good deeds will be taken from him on the Day of Judgment. The indicates the obligation to repay a debt for one who has money. As for one who dies owing a debt and leaves no money, the ruler (wali al-amr) pays it on his behalf from the treasury of the Muslims (Bayt al-Mal).
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/39202
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 39202
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy