Is using Visa and Mastercard devices in sales transactions permissible in Islamic law? Is the user considered to be facilitating usury? And is recording the bank commission as bank expenses considered recording usury?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to issue and use credit cards if they are free from prohibitions, such as usury. There is no blame on the seller for collecting the price of the sold item through these cards, whether they are permissible or forbidden, as the sin falls upon the bank and the client. It is permissible for the seller to pay a commission to the bank, provided that he does not increase the price for the buyer, and sells the commodity at the same price as if selling for cash.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/17318
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 17318
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy