What is the ruling on the regular credit card from AlAhli Bank, linked to the Qitaf program?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to use the credit card issued by Al Ahli Bank, because it is based on organized Tawarruq (monetization) through banking, and the money generated from it is considered unlawful because it is based on something unlawful. Dr. Muhammad Al-Osaimi has issued a stating that it is a usurious card and it is not permissible to sign its terms, even if the customer pays the amount immediately.
Furthermore, it is not permissible to accept gifts or rewards from the bank in exchange for depositing a balance or money from Tawarruq, because these are considered gifts given for a loan.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/17088
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 17088
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy