What is the ruling on the savings account prize in the Islamic bank?

The ruling on savings prizes is determined after understanding the nature of the bank. Usurious banks: It is not permissible to save money in them or to take their prizes, because they constitute a loan with usurious interest. As for Islamic banks: There is no harm in taking their prizes, provided that they are truly Islamic, not just in name, and that the bank does not guarantee the saver's money but rather shares in profit and loss according to an agreed-upon percentage.