Is it permissible to borrow a sum of money from a friend to pay off a bank loan, then obtain an Islamic Murabaha loan from the same bank to pay off the friend's debt?

A Muslim should not be complacent in matters of religion and burden himself with large debts without necessity. The Prophet (peace be upon him) sought refuge from debt due to its grave nature, and it was mentioned that a martyr is forgiven for everything except debt. Therefore, Murabaha is not recommended except in cases of extreme necessity, especially since many bank Murabaha operations may contain Sharia-related reservations and might be merely a facade to circumvent usury. Hence, one must ensure their compliance with Sharia before proceeding with them.