Is it permissible for me to purchase a larger apartment through real estate financing from the bank where I work, at a simple rate of return?

Detailed discussions regarding common forms of real estate financing, including financing through interest-bearing loans, which is forbidden due to the prohibition of usurious borrowing, have been previously addressed in Fatwa No. 102554.

Among the permissible forms of real estate financing are Murabaha and parallel Istisna' financing, as explained in Fatwa No. 46261.