I would like to know: What is the ruling on real estate financing? Thank you.
Real estate financing can be permissible or forbidden. It is permissible if it adheres to Sharia-compliant regulations, such as being an istisna’ (manufacturing/construction contract), an ijara muntahia bittamleek (lease ending in ownership), or a murabaha (cost-plus sale). It is forbidden if it includes anything that violates Islamic law.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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