What is the ruling on using a prepaid MasterCard if the bank takes a certain percentage from the buyer with each purchase transaction?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no objection to cards that deduct immediately from the customer's balance without exceeding the loaded amount, nor to the fees taken for services, whether a fixed amount or a percentage. These cards are not a form of lending, and the additional charges on them are not considered usury due to the absence of a loan.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/168380
Where this answer came from
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- Ftawy
- Original fatwa ID
- 168380
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy