What is the ruling on the "my net card" Visa card, designated for online purchases, which has a limited dollar value and an expiration date of one year from its activation?

A prepaid card is permissible if the customer has an account balance in the bank, and there is no objection to fees charged on it.

However, if the customer does not have a balance, the card takes the ruling of cash, and the details are as follows: 1. If purchased with the same currency, equality is obligatory, and any excess is forbidden, as it falls under the category of currency exchange (sarf). 2. If purchased with another currency, there is no objection to an excess, provided that possession is taken in the same sitting.

It is permissible for the card to have a specific validity period, unless this leads to the loss of the balance. If the balance is lost, then it is gharar (uncertainty/deception) and an unlawful consumption of wealth. If the balance can be recovered or fees are paid to activate the card, then there is no objection to that.