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What is the ruling on adding variable fees when depositing or withdrawing an amount of money in the same currency in an electronic wallet?

1 min readAlso available in العربية

It is permissible, according to Islamic law, to charge fees for depositing money into an electronic wallet. This is considered a wage for the service provided, which includes safeguarding the money, depositing it, or transferring it. The basic principle for a wage is that it should be a fixed, known amount. It is permissible for it to be a percentage, or a variable wage that increases by a known percentage for subsequent periods. However, the wage for the first period must be a specified, known amount. Furthermore, the precise indicator for determining the wage in subsequent periods must be tied to a known standard that leaves no room for dispute, and a maximum and minimum limit must be set for it.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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