What is the ruling on dealing with the electronic wallet affiliated with a usurious bank, and are the points granted for deposit transactions, which can later be exchanged for a sum of money, considered usury, taking into account that the employer mandates dealing with it?

It is not permissible for a Muslim to deal with usurious banks by choice without an urgent necessity, and it is forbidden for him to do so if he can deal with an Islamic bank. If there is a compelling need to deal with them, there is no harm in that, but it is not permissible for the client to benefit from usurious interest or prizes and incentives offered by usurious banks in return for depositing money.