What is the ruling on selling mobile phones by installment, and what is the ruling on selling electrical appliances (refrigerators and air conditioners) by installment, knowing that I transferred the value of the air conditioner to the customer so that he could purchase it himself?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Purchasing a mobile phone, taking possession of it, and then selling it to someone who has promised to buy it in installments is permissible. However, selling a refrigerator before taking possession and acquiring it, and selling an air conditioner by authorizing the buyer to purchase and take possession of it—the majority of scholars prohibit this. The more cautious approach is to sell the item in installments after owning and transporting it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/166426
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- Ftawy
- Original fatwa ID
- 166426
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy