What is the ruling on a person buying a car from a dealership through a bank (installments), with an agreement between him and the dealership owner that the car will be registered in the buyer's name and the purchase and registration procedures will be completed as a formality only, provided that the dealership hands over the amount to the buyer and takes a commission of around two thousand riyals?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The aforementioned sale is a fictitious sale, and the bank is lending to the buyer through a fictitious purchase. He is obligated to repay the loan with an increase, in installments. The showroom is assisting the buyer in sin and aggression. Therefore, the commission the showroom takes is forbidden, because it is a wage for prohibited assistance.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/45509
Where this answer came from
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- Ftawy
- Original fatwa ID
- 45509
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy