Is a wife who refuses intercourse without a legitimate Shar'i excuse sinful only in the sight of Allah, and is repentance sufficient for her, or does she err against her husband and need his forgiveness? And will her husband hold her accountable on the Day of Resurrection by taking her good deeds or burdening her with his bad deeds if he does not forgive her?

The husband's right over his wife is great, and the greatest of these is her compliance when he calls her to bed, unless she has a legitimate excuse. On the authority of Abu Hurairah, may Allah be pleased with him, the Prophet, peace and blessings be upon him, said: "If a man calls his wife to his bed and she refuses to come, the angels curse her until morning." So, if the wife refuses without an excuse, she has denied his right and angered her Lord. Her duty is to repent by abandoning the sin, regretting it, resolving not to return to it, seeking forgiveness from her husband, and asking for his pardon, because repentance for sins related to the rights of people requires seeking the permission of the one whose right was violated. The ledgers are three: a ledger that is not forgiven (associating partners with Allah), a ledger that is not cared for (a servant's injustice to himself between him and his Lord), and a ledger from which nothing is left out (the injustices of people). People's rights will be exacted for them on the Day of Judgment. "The bankrupt person is he who comes on the Day of Judgment with prayer, fasting, and zakat, but he had cursed, slandered, consumed wealth unlawfully, shed blood, and beaten others. So, this person will be given from his good deeds, and that person will be given from his good deeds. If his good deeds run out before what he owes is settled, then some of their sins will be taken and thrown upon him, and then he will be cast into the Fire." The cursing of the wife who refuses to come to bed is restricted to cases where the husband spends the night angry with her. However, if he waives his right, then the curse does not befall her.