Is it permissible for the company to repossess the car from the buyer upon failure to pay two consecutive installments, even if only a short period remains until the end of the lease?

This transaction relies on lease-to-own, which is an incorrect method in many of its forms. The Fiqh Academy has issued a resolution clarifying the guidelines for permissible and impermissible forms of it. Among the prohibited forms in lease-to-own contracts is the condition that the car be repossessed from the buyer, and that he loses what he has paid, if he fails to pay two consecutive installments. This involves gharar (excessive uncertainty) and consuming people's wealth unjustly, as Allah Almighty says: "And do not consume your properties among yourselves unjustly," and the Prophet, peace and blessings be upon him, forbade gharar sales. This type of sale is forbidden, and a Muslim should avoid it.