What is the ruling on benefiting from a gift from a usurious bank?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to accept a gift from a usurious bank. It must be spent on the welfare of Muslims because it falls into one of two situations:
First: The gift is in exchange for a deposit, and the depositor is a lender to the bank. It is not permissible for the lender to benefit from the borrower, according to the : "Every loan that draws a benefit is usury (riba)."
Second: The gift is intended to encourage the client to engage in usurious transactions, and this is not permissible as a means of blocking the path to falling into forbidden acts.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/63798
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 63798
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy