What is the ruling on borrowing with interest from a company to purchase a house in Morocco, given the absence of Islamic banks, the high cost of rent, and the lack of social security compared to France, where scholars have permitted interest-based borrowing for purchasing homes?

Purchasing a house with an interest-bearing loan is impermissible, except in cases of dire necessity, which is assessed for each individual according to their circumstances. This necessity arises when one is unable to secure housing for themselves and their family except by resorting to an interest-bearing loan. If a person reaches a point where they have no shelter for themselves and their dependents, then it becomes permissible for them to borrow with interest. This aligns with the objectives of Islamic law in preserving life and honor by permitting the prohibited in situations of impending or actual destruction. It should be known that the landlord has the right to request the evacuation of the property upon the expiration of the lease term, as a lease contract is the temporary, not permanent, ownership of a usufruct.