Does my work in choosing the best price for company offers, which include a penalty clause for late payment, fall under the category of usury (riba)? And what should I do?
Stipulating a financial penalty on the buyer if he delays in paying the installments of the debt owed by him is considered a usurious and forbidden condition, because it is an increase on the debt. Nevertheless, the work of the questioner in the contracting company is not judged to be forbidden due to the presence of such a condition in the offers, because his work has no relation to this condition and does not involve direct assistance to it.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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