How is zakat calculated on a monthly accumulated savings amount, and is zakat obligatory on money that has not completed a full year (hawl)?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
Repentance is necessary for delaying beyond its due time. There are two methods for calculating Zakat:
The first method: Paying Zakat on monthly savings in the way the questioner indicated, which is: Zakat for the first year: $600. Zakat for the second year: $1185. Zakat for the third year: $1755.375.
The second method: Making each month's savings have an independent hawl (one lunar year) and a separate calculation, and paying Zakat every month, taking into account the deduction of the amounts disbursed for Zakat.
The hawl for Zakat is calculated by the lunar Hijri year, not the solar Gregorian year.
Summarized from the full answer at Ftawy · imported
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