What is the ruling on education loans based on mutual support, in which the borrower is required to pay an additional amount to help future students?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The condition of an increase when repaying a loan is forbidden usury (riba), whether the increase is for the lender or for someone else, due to the Prophet, peace and blessings be upon him, saying: "Every loan that draws a benefit is usury." However, if the borrower wishes to repay the loan with an increase out of his own volition, without it being stipulated in the contract, then this is permissible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/18719
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 18719
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy